Welcome to River Capital
“The Northwest’s premier mortgage company”
River Capital is one of the Northwest’s premier mortgage companies. Located in downtown Portland, Oregon, we have established trusted relationships with local chartered banks, wholesale lenders, and private investment portfolios. These relationships allow our firm to facilitate lending in a variety of ways. As both a banker and broker, we provide niche loans, Energy Efficient Mortgages, FHA, VA, Reverse Mortgages as well as the means to accommodate conventional financing. Loans for teachers, police officers, and fire fighters are included in our sphere of specialties.
From Our Newsletter
You’re Invited Upriver
Please join Michael Knapp & friends for and evening of celebration with good food + wine, good people and a fun(d) raiser for the World Salmon Council. July 24, 2014 – 4-Midnight at The Cleaners – The ACE Hotel. $25 Suggested donation. LINK to OFFICIAL invite Read more →
The Value of Your Brand
We are pleased to feature our local business partner below… We get excited every time there’s an opportunity to discuss branding with our clients, but we also realize that the term can be ambiguous. Let’s talk some basics about brand value. Your brand should do three things for you: 1. It should determine what your customers think and feel about you. 2. It should reflect an organizational promise of who you are. 3. It should differentiate you from your competition. Read more →
Should I Bother With Earthquake Insurance?
We are pleased to feature our local business partner below… Most likely you’ll never need it. But if an earthquake rattles your town, shakes your house and cracks your home’s foundation, you’ll regret not having it. Earthquakes are a real threat. Last week eathquakes damaged homes in the Orange County area of California. They also create risk here in the Northwest. For example, just last month on March 11th Oregon Live had this to report on a Northwest quake. “A Read more →
Buying Your First Investment Property
We are pleased to feature our local business partner below… Owning investment property, such as a rental house, is a smart way to earn income while watching an investment grow in value. Rentals make great investments because the cost of ownership remains relatively flat but rents increase over time, meaning that your annual return should grow the longer you own it. In addition to short-term profits, the property’s value should grow while your debt shrinks, meaning your equity grows over Read more →
- Chances Are Pretty Good That's A Bill Collector CallingAbout 77 million adults in the U.S. have at least one debt in the collection process, according to a study released by the Urban Institute.
- It's Boom Times For Pop-Up Shops As Mobile Shopping ClicksOne-click online shopping is changing how we shop. Stores with leases as short as a day are proliferating — meaning a storefront can be a designer clothing store one day and a test kitchen the next.
- House Votes To End Full-Fare Rule For Airline TicketsThe airline industry and its unions support the bill, which would allow them to list ticket prices without taxes and fees. Consumer groups say that will lead to deceptive marketing.
- In Times Of Transition, Get Practical About Your FinancesLife transitions, from expanding families to job losses and promotions, can be financially stressful. Host Michel Martin speaks with money coaches about what to do when you are facing big changes.
- Labels: Easy To Read, Not Always Easy To TrustHow meaningful and trustworthy are seals of approval from the likes of Energy Star and Good Housekeeping? NPR's Arun Rath speaks with advertising expert Lucy Atkinson about their validity.
- When Do Chefs And Doctors Buy Generic?Experts are more likely than the general public to buy generic products — but not always. Here's a breakdown of which foods and drugs experts buy generic.
- How High Debt From The Housing Collapse Still Stifles Our EconomySeven years after the subprime mortgage crisis, the U.S. economy has not yet fully recovered. Now two economists have come up with new evidence about what's holding the economy back.
- Inflation Came In Low Again, But Are There Bubbles?If inflation were to flare up, Fed policymakers would have to push up interest rates. Tuesday's consumer price report suggests inflation is low, but some say the data isn't capturing asset "bubbles."
- Money Markets: Easy To Ignore, Occasionally DiceyMoney market accounts are so dull that many people use them like checking accounts. But they're riskier than checking accounts, and federal regulators are proposing new rules to deal with those risks.