Welcome to River Capital
“The Northwest’s premier mortgage company”
River Capital is one of the Northwest’s premier mortgage companies. Located in downtown Portland, Oregon, we have established trusted relationships with local chartered banks, wholesale lenders, and private investment portfolios. These relationships allow our firm to facilitate lending in a variety of ways. As both a banker and broker, we provide niche loans, Energy Efficient Mortgages, FHA, VA, Reverse Mortgages as well as the means to accommodate conventional financing. Loans for teachers, police officers, and fire fighters are included in our sphere of specialties.
From Our Newsletter
Should I Bother With Earthquake Insurance?
We are pleased to feature our local business partner below… Most likely you’ll never need it. But if an earthquake rattles your town, shakes your house and cracks your home’s foundation, you’ll regret not having it. Earthquakes are a real threat. Last week eathquakes damaged homes in the Orange County area of California. They also create risk here in the Northwest. For example, just last month on March 11th Oregon Live had this to report on a Northwest quake. “A Read more →
Buying Your First Investment Property
We are pleased to feature our local business partner below… Owning investment property, such as a rental house, is a smart way to earn income while watching an investment grow in value. Rentals make great investments because the cost of ownership remains relatively flat but rents increase over time, meaning that your annual return should grow the longer you own it. In addition to short-term profits, the property’s value should grow while your debt shrinks, meaning your equity grows over Read more →
World Salmon Council
Salmon Watch is an “innovative program that brings together people from all walks of life and many diverse interest groups for the common goal of educating our youth and helping revitalize salmon populations and habitat.” – Governor John Kitzhaber, State of Oregon We are pleased to feature our local business partner below… Founded in 2012, World Salmon Council is a 501(c)(3), environmental nonprofit organization based in Portland, Oregon. Its mission is to educate, engage, and empower local communities in wild salmon sustainability. Read more →
- Advice From Women About Negotiating For A Raise: Just AskThe evolving discussion about women and money is filled with stats and studies. But what are women experiencing day to day when they request a pay increase? Many wish they'd asked earlier.
- How Long Would You Have To Work To Buy A Burger In Your City?In West Baltimore, it takes 17 minutes of work (the average hourly wage is $19.34), but in Chicago's Lincoln Park neighborhood, where wages are more than double that, it takes only nine minutes.
- How One Michigan City Is Sending Kids To College Tuition-FreeIn 2005, a group of anonymous donors in Kalamazoo launched a bold program. It pays for graduates of the city's public schools to attend any of Michigan's public universities or community colleges.
- Sending Money On An Overseas Round Trip To Avoid TaxesSome investors avoid paying taxes in a move called round-tripping — shifting money offshore, then investing it in U.S. stocks or bonds. A study estimates it costs the U.S. billions in lost revenues.
- Think You Can Mail Your Taxes At Midnight? Think Again, GrampsBack in the day — say, up until about a decade or so ago — the big news on April 15 was always about last-minute filers lining up at post offices as the clock ticked down. Now? It's a different story.
- TurboTax Maker Linked To Fight Against 'Return-Free' Tax SystemPeople who took a stand against a proposed tax-filing change were part of a grass-roots campaign orchestrated to help Intuit, according to nonprofit newsroom ProPublica.
- Late On Taxes? There's A Way OutIt's tax deadline day, but 75 percent of tax payers don't have to do anything by midnight tonight. That's according to Kevin McCormally of Kiplinger's Personal Finance magazine.
- Social Security Chief: Women Live Longer, So They Should Save EarlyFor women, lower average career earnings translate into smaller Social Security payments. Acting Social Security Commissioner Carolyn Colvin says women shouldn't wait to start saving for retirement.
- When The Wealthy Need Cash, Pawn Shops Can Be AppealingThe pawnbroker Borro has high-end customers, but it's not the only pawn shop that caters to the wealthy. Why are the rich turning to a type of credit usually associated with lower-income clients?