Welcome to River Capital
“The Northwest’s premier mortgage company”
River Capital is one of the Northwest’s premier mortgage companies. Located in downtown Portland, Oregon, we have established trusted relationships with local chartered banks, wholesale lenders, and private investment portfolios. These relationships allow our firm to facilitate lending in a variety of ways. As both a banker and broker, we provide niche loans, Energy Efficient Mortgages, FHA, VA, Reverse Mortgages as well as the means to accommodate conventional financing. Loans for teachers, police officers, and fire fighters are included in our sphere of specialties.
From Our Newsletter
You’re Invited Upriver
Please join Michael Knapp & friends for and evening of celebration with good food + wine, good people and a fun(d) raiser for the World Salmon Council. July 24, 2014 – 4-Midnight at The Cleaners – The ACE Hotel. $25 Suggested donation. LINK to OFFICIAL invite Read more →
The Value of Your Brand
We are pleased to feature our local business partner below… We get excited every time there’s an opportunity to discuss branding with our clients, but we also realize that the term can be ambiguous. Let’s talk some basics about brand value. Your brand should do three things for you: 1. It should determine what your customers think and feel about you. 2. It should reflect an organizational promise of who you are. 3. It should differentiate you from your competition. Read more →
Should I Bother With Earthquake Insurance?
We are pleased to feature our local business partner below… Most likely you’ll never need it. But if an earthquake rattles your town, shakes your house and cracks your home’s foundation, you’ll regret not having it. Earthquakes are a real threat. Last week eathquakes damaged homes in the Orange County area of California. They also create risk here in the Northwest. For example, just last month on March 11th Oregon Live had this to report on a Northwest quake. “A Read more →
Buying Your First Investment Property
We are pleased to feature our local business partner below… Owning investment property, such as a rental house, is a smart way to earn income while watching an investment grow in value. Rentals make great investments because the cost of ownership remains relatively flat but rents increase over time, meaning that your annual return should grow the longer you own it. In addition to short-term profits, the property’s value should grow while your debt shrinks, meaning your equity grows over Read more →
- Inflation Came In Low Again, But Are There Bubbles?If inflation were to flare up, Fed policymakers would have to push up interest rates. Tuesday's consumer price report suggests inflation is low, but some say the data isn't capturing asset "bubbles."
- Money Markets: Easy To Ignore, Occasionally DiceyMoney market accounts are so dull that many people use them like checking accounts. But they're riskier than checking accounts, and federal regulators are proposing new rules to deal with those risks.
- Deal In Detroit Could Signal Cuts To Pensions ElsewherePensions have long enjoyed strong legal protections, but recent bankruptcy cases suggest this might be changing. As a result, cities and states might ask more workers to accept a little less.
- States Experiment With Health Savings Accounts For MedicaidPeople who contribute up to $25 a month would be exempt from cost-sharing requirements. But some consumer advocates say the health savings accounts add a needless layer of complexity to Medicaid.
- Lotteries Take In Billions, Often Attract The PoorAmericans wager nearly $60 billion a year on lotteries. Revenues help states, which use the money to provide services. But researchers say the games often draw low-income gamblers who are on welfare.
- Visa Makes Big Move To Boost Consumer Spending OnlineEver try shopping on your smartphone and decide you don't want to put in your credit card number? Visa says it's a big problem and came up with a tool that combines improved security and convenience.
- EEOC Announces Tougher Rules Protecting Pregnant WorkersDiscrimination against female workers who might get pregnant in the future, or have been pregnant in the past, is against the law, the Equal Employment Opportunity Commission says.
- Federal Loans Tough To Come By For Community College StudentsNearly a million community college students don't have access to federal student loans, according to a new report.
- Citigroup Settlement Offers Former Homeowners 'Cold Comfort'The Justice Department's settlement with Citigroup offers $2.5 billion for "consumer relief." Critics say it will do nothing for those hurt most by the foreclosure crisis: people who lost their homes.