Welcome to River Capital
“The Northwest’s premier mortgage company”
River Capital is one of the Northwest’s premier mortgage companies. Located in downtown Portland, Oregon, we have established trusted relationships with local chartered banks, wholesale lenders, and private investment portfolios. These relationships allow our firm to facilitate lending in a variety of ways. As both a banker and broker, we provide niche loans, Energy Efficient Mortgages, FHA, VA, Reverse Mortgages as well as the means to accommodate conventional financing. Loans for teachers, police officers, and fire fighters are included in our sphere of specialties.
From Our Newsletter
Should I Bother With Earthquake Insurance?
We are pleased to feature our local business partner below… Most likely you’ll never need it. But if an earthquake rattles your town, shakes your house and cracks your home’s foundation, you’ll regret not having it. Earthquakes are a real threat. Last week eathquakes damaged homes in the Orange County area of California. They also create risk here in the Northwest. For example, just last month on March 11th Oregon Live had this to report on a Northwest quake. “A Read more →
Buying Your First Investment Property
We are pleased to feature our local business partner below… Owning investment property, such as a rental house, is a smart way to earn income while watching an investment grow in value. Rentals make great investments because the cost of ownership remains relatively flat but rents increase over time, meaning that your annual return should grow the longer you own it. In addition to short-term profits, the property’s value should grow while your debt shrinks, meaning your equity grows over Read more →
World Salmon Council
Salmon Watch is an “innovative program that brings together people from all walks of life and many diverse interest groups for the common goal of educating our youth and helping revitalize salmon populations and habitat.” – Governor John Kitzhaber, State of Oregon We are pleased to feature our local business partner below… Founded in 2012, World Salmon Council is a 501(c)(3), environmental nonprofit organization based in Portland, Oregon. Its mission is to educate, engage, and empower local communities in wild salmon sustainability. Read more →
- Dirty Money: A Microbial Jungle Thrives In Your WalletA look at the critters that live on money finds about 3,000 types of bacteria. Most are harmless. But researchers found traces of DNA from anthrax and drug-resistant pathogens, too.
- Online Sales Taxes Shift Consumer Behavior, Study ShowsSome states have enacted so-called Amazon taxes, forcing the giant online retailer to collect sales taxes the same way traditional stores do. In those states, Amazon's sales fell about 10 percent.
- Change Your Income, Change Your Health Insurance PlanPeople aren't locked into the plan they chose through the health exchanges if their income changes during the year. But you've got just 60 days to make the switch to a cheaper plan.
- No Longer Marching Out To Work, More Mothers Stay HomeA growing number of American mothers are staying home to raise their children, according to a new report from the Pew Research Center. Listeners share their own stories about making that choice.
- A 'Tennessee Promise' To Educate The State's College StudentsRichard Rhoda of the Tennessee Higher Education Commission discusses a new program that will cover up to two years of community college tuition for all graduates of the state's high schools.
- How Do Companies Boost 401(k) Enrollment? Make It AutomaticMore Americans are saving for retirement through their employers' 401(k) programs. That follows a move to automatically sign up workers to participate in the retirement savings plans.
- Advice From Women About Negotiating For A Raise: Just AskThe evolving discussion about women and money is filled with stats and studies. But what are women experiencing day to day when they request a pay increase? Many wish they'd asked earlier.
- How Long Would You Have To Work To Buy A Burger In Your City?In West Baltimore, it takes 17 minutes of work (the average hourly wage is $19.34), but in Chicago's Lincoln Park neighborhood, where wages are more than double that, it takes only nine minutes.
- How One Michigan City Is Sending Kids To College Tuition-FreeIn 2005, a group of anonymous donors in Kalamazoo launched a bold program. It pays for graduates of the city's public schools to attend any of Michigan's public universities or community colleges.